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Are foreclosures in the Twin Cities receding?

January 28, 2009 By Leave a Comment

A new report out for the 4th quarter is showing signs of foreclosures or lender mediated sales slowing down. Of course, it is to early to tell because of the recent foreclosure moratorium that was put on to halt foreclosures. Read what the Star Trib had to say and as well as MN Finance & [...]

Filed Under: Foreclosure, Market Update, Real Estate, Twin Cities Real Estate Tagged With: , ,

Just in time for the holidays, Fannie & Freddie halt foreclosures

November 20, 2008 By Leave a Comment

Both mortgage giants released similar statements earlier today asking their attorney’s and the companies that service their loans to stop everything on foreclosure proceedings. No more foreclosure sales during the time period of Novermber 26th through January 9th. The reason, to allow the new streamlined program that was announced on November 11th time to effect [...]

Filed Under: Foreclosure, Mortgage/Finance, National News, Real Estate Tagged With: , , ,

How to tell if a short sale is what you need

November 3, 2008 By Leave a Comment

Short sales are still here and it doesn’t look like they will be going anywhere anytime soon. I have been writing a few posts to help people better understand the nature of them. Part one of the work flow is here and this one touches a little bit on what elements come into play to [...]

Filed Under: Minnesota Real Estate, Real Estate, Selling Real Estate, Short Sale, Twin Cities Real Estate Tagged With:

When can I buy a home again after a foreclosure, short sale or bankruptcy

November 2, 2008 By 1 Comment

Getting some questions lately in regards to foreclosures and short sales about financing in the future. First off, never a good sign when you get those questions because of the circumstances.  Thought I would look into the matter and provide some details. These are just some general guidelines and it is important to note that [...]

Filed Under: Buying, Foreclosure, Mortgage/Finance, Short Sale, Twin Cities Real Estate Tagged With: ,

Short Sale Workflow in Minnesota

October 26, 2008 By 2 Comments

Short sale, what are they and what do they mean? Still getting people that have no idea what the difference is between a Minnesota short sale and bank owned property. Easy, a bank owned/REO property is owned by the bank and has been through the foreclosure process already. A Minnesota short sale, the owner is [...]

Filed Under: Buying, Selling Real Estate, Short Sale Tagged With:

Are there any obligations to a seller in a short sale?

May 26, 2008 By Leave a Comment

With short sales being the way to go over the past year, many people are left wondering what obligations are left to the seller after the sale of the home. A simple definition of a short sale is when a borrower owes more on the house than what it is worth and the lender agrees [...]

Filed Under: Real Estate, Short Sale Tagged With: ,
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